Specialized retirement planning, taxation and actuarial knowledge and a portfolio of business financial solutions tailored to small to mid-sized corporations.
As one of Canada’s leading experts on Individual Pension Plans (IPPs), Retirement Compensation Arrangements (RCAs) and Health and Welfare Plans (HAWPs), GBL brings to Canada’s financial advisor community specialized retirement planning, taxation and actuarial knowledge coupled with a portfolio of business financial solutions tailored to small to mid-sized corporations.
Founded in 1995 by Gordon B. Lang, GBL brings unique expertise to help small business owners and incorporated professionals solve their tax and retirement planning challenges. Since inception, GBL has helped its clients across Canada establish more than 2,000 Individual Pension Plans (IPP) and more than 500 Retirement Compensation Arrangements (RCAs). GBL is also a recognized leader in Fair Market Valuations (FMV).
Our financial solutions add value to an advisor’s client relationships and can play an instrumental role in helping you grow your book of business.
With a portfolio of financial solutions tailored to the needs of business owners and incorporated professionals, GBL can help you better manage your business and plan for a financially secure retirement.
FCIA, FCA, Founder
Gordon founded Gordon B. Lang and Associates Inc in 1995. Born and raised in Edinburgh, Scotland, he worked as an actuarial student with a life insurance company in Edinburgh in 1959 as a student of Faculty of Actuaries in Scotland. After moving to Commercial Union Life Assurance Company in 1964, he joined their Montreal office. In 1967, Gordon received his Fellowship in the Fellowship of Actuaries in Scotland and in the Canadian Institute of Actuaries. In 1976, he moved to Commercial Life as Vice President and Chief Actuary. In 1978, Gordon became a full-time Consulting Actuary with TA Associates, subsequently Sedgwick James, and rose to the position of Senior Vice President & Chief Actuary. He and his family moved to Calgary in 1987 where he reopened the Calgary Pension and Benefits Consulting Practice. As a result of the purchase from Sobeco Ernst & Young of its Calgary Pension Consulting Practice in 1995, he and his wife, Louise, formed Gordon B. Lang & Associates Inc.
FCIA, FSA, CERA, President
Navaz is GBL’s President and Chief Actuary. He oversees the GBL organization, and is also responsible for the consulting and actuarial services for GBL’s products including IPPs, RCAs, FMVs, and health benefit plans for both active and retiree employee groups. He has over 16 years of actuarial experience and brings a diverse range of skills to GBL including strategic planning, cost containment solutions, and tax strategies. Navaz is committed to growing the GBL brand and ensuring GBL continues to be a market leader. When he is not working, Navaz enjoys spending time with his family, and working on his slice on the golf course as he pursues his dream of joining the Senior PGA.
CFP, CHS, Senior Vice President Sales & Business Development
Fraser is dedicated to strengthening the brand of GBL as a market leader in IPPs, RCAs, and other strategies. Working directly with our corporate partners, Fraser is instrumental in educating their advisor networks and implementing tax saving and retirement asset building for their clients. Whether it he’s doing speaking engagements, one on one client meetings, or other ventures, Fraser prides himself on building relationships.
Vice President, Plan Administration
Margie is a trust management whiz and oversees GBL’s IPP plan administration team, monitoring all plan audits, regulatory filings, plan and trust compliance, retirement and plan windup. Margie spends her free time in the kitchen or garden, walking the pooch, and entertaining friends.
Vice President, Business Development & Client Relations
Ryan spreads the word of tax savings and wealthier retirements across Western Canada, spanning from Victoria to Winnipeg and everywhere in-between. He is committed to ensuring that IPPs, RCAs, FMVs, HAWPs, and HSAs are taken advantage of by advisors and utilized in their clients’ portfolios wherever appropriate, and he is here to help guide you each step along the way. In his spare time, Ryan enjoys discovering Calgary’s hidden gems, hosting a dinner party or single malt tasting, spending time in the mountains, and working on his sunburn on a nice sunny (or cloudy) day. Contact Ryan for any questions you may have about GBL’s products in Western Canada.
ASA, ACIA, Senior Manager, Actuarial
As the manager of GBL’s actuarial department, Laura trains and supports our actuarial analysts and oversees the completion of the actuarial valuation reports. She also consults with clients on their more technical questions regarding IPPs, RCAs and FMVs and assists with actuarial consulting cases. When she’s not doing complex math equations (which she enjoys!) she’s hitting the rink or tennis courts and plays a mean game of ultimate frisbee.